To find the best money clips, you’ll need to examine a list of criteria to determine what is most important. We recommend the best money clip with scuff and scratch-resistant carbon fiber construction with genuine leather top, high card-carrying capacity, and auxiliary lifestyle-themed features, such as 5-function multi-tools for survivalists and 20mm rare earth magnets for people who want to keep their contents extra secure.

After analyzing hundreds of reviews, we’ve determined that the Victorinox Swiss Army Money Clip is the best money clip you can buy. Keep reading about this and our other top picks to learn more about the best cool wallets on the market.

Top 10 Best Money Clips

 #1  Victorinox Swiss Army Money Clip

Award: TOP PICK

WHY WE LIKE IT: This money clip comes with rugged stainless steel construction and a 5-function pocket knife, a good choice for survivalists and multitaskers who want quick tools on the ready for cutting and nail cleaning/filing.

Pros
  • Includes multi-function utility tool
  • Sturdy stainless steel construction
  • Slim profile (1.18 x 1.18 x 5.12 inches)
Cons
  • Only comes in four colors
  • LIttle holding capacity with money clip

This money clip wallet is designed with survival in mind, featuring a long oval-shaped stainless steel construction knife guard in a bright red finish and the iconic Swiss Army cross logo. It combines a simple money clip and a pocket knife with five different functions, including a money clip knife, screwdriver, scissors, bottle openers, and a nail file.

On the back of the holder is a stainless steel money clip that could easily hold roughly five folded up bills without producing too much bulk. At only 1.18 x 1.18 x 5.12 inches, it is practically invisible and can slip discreetly into a front pocket, back pocket, or purse. Kudos for coming in four colors, including Alox Silver, Black Alox, Red Alox, and Silver Alox. If you want something that can hold cards as well, you’ll need to purchase the best tactical wallet.

 #2  Viosi Money Clip

Award: HONORABLE MENTION

WHY WE LIKE IT: This money clip is made from genuine cowhide leather and uses a magnetic money clip design that uses 20mm rare earth magnets, a nice choice for people who want an extra grip on their cash.

Pros
  • Available in multiple hues
  • Highly magnetized money clip for extra security
  • Slim profile (1.18 x 1.18 x 5.12 inches)
Cons
  • Very tight card pockets

This money clip is very well rounded. It offers a smooth, cowhide leather construction that comprises a rare earth magnetic money clip on one end with three credit card slots and a clear plastic ID window on the opposite end. Large and roomy center slots also hold receipts, business cards, and provides additional room for a 10-credit card total capacity.

In terms of design, this money clip is very barebones, only distinguished by the bold Viosi logo on the money clip and ‘Genuine Leather’ in writing on the bottom end. Edges are also heavily stitched. It also comes in seven colors, including black and different shades of brown with names like ‘Rustic’, ‘Hunter’ and ‘Mocha.’ If security is an important feature for you, the best RFID wallet is another great option.

 #3  CL Carbonlife Money Clip

Award: BEST QUALITY

WHY WE LIKE IT: This money clip card holder is made of durable carbon fiber and light, compact profile (2.8 x 1.5 x 0.51 inches), a preferred choice for people who carry no more than a few bills and two or three credit cards.

Pros
  • Striking twill-striped design
  • Scratch and wear-resistant carbon fiber construction
  • Slim proportions (2.8 x 1.5 x 0.51 inches)
Cons
  • No RFID protection
  • Only comes in four color schemes

This carbon fiber money clip is very eye-catching, starting with a carbon fiber construction and matte finish with a jagged, twill pattern in black and gray throughout. Under lights, the surface appears very translucent, offering a nice design pop. It’s definitely one of the more eye-catching designs we’ve researched.

We love this genuine carbon fiber construction, which holds up very well to wear and tear. It also returns to its original shape no matter how many times it’s pried open. Although it has limited capacity, it is an excellent choice for people who want to reduce bulk in the pocket caused by a full-fledged bi-fold or tri-fold wallet. For RFID protection, the best smart wallet may be a better choice.

 #4  Nite Ize Money Clip

Award: BEST FOR STUDENTS

WHY WE LIKE IT: This money clip offers a sturdy heat-treated stainless steel construction and a 5-in-1 multi-tool with a metric ruler, a nice choice for students and others who refer to centimeters and inches frequently for work and play.

Pros
  • Includes metric ruler for measuring
  • Durable, heat-treated stainless steel construction
  • 5-in-1 multi-tool for convenience
Cons
  • May scratch cards with heavy wear and tear
  • No RFID protection

This multi-tool money clip is a straight workhorse, doubling as a minimalist wallet and multi-function tool with a standard money clip, bottle opener, ruler, and standard/metric wrenches. With the design, this money clip offers a strict, industrial look with a silver color and the Nite Ize logo, and a small, curious graphic of a bottle cap near the bottle opener opening. At first glance, it looks more like a boxcutter than a multi-tool money clip.

Despite its 2 by 3.5 by .26-inch proportions, it’s also good to hold five or six folded bills comfortably along with two or three credit cards. However, its biggest draw is its multi-function tool – much more so than capacity or design. It is much too compact to replace a bulkier wallet and all of its contents. For a more stylish option, your teen might prefer the best chain wallet.

 #5  Serman Brands Carbon Fiber Money Clip

Award: BEST CAPACITY

WHY WE LIKE IT: This carbon fiber clip comes with a high card-carrying capacity (up to 15 cards) and a rugged carbon fiber design, a neat choice for people with a higher number of credit cards to carry.

Pros
  • Comes in six color combinations
  • Money clip springs back to original shape easily
  • Slim profile (2.75 x 0.5 x 1.5 inches) & high card carrying capacity
Cons
  • Not as secure as bi-fold or tri-fold wallet

This money clip is very well proportioned and designed. Its carbon fiber construction weaves titanium stripes and a heavy gloss finish for a highly modernized feel. SIx color options from rose gold/black combinations to Ferrari Red keep it interesting. Kudos for its RFID signal blocking technology, which works to prevent your RFID credit card chip data from getting stolen by identity thieves.

We love this money clip’s capacity, capable of holding up to 10 credit cards and 15 bills. There is no gap between the closure. Even with constant prying, the money clip always returns to its original shape, ensuring that your contents will not spill, even with a single bill. However, it is not as secure as a bi-fold or tri-fold wallet. It pairs nicely with the best passport holder for the jet-setting person in your life.

 #6  Storus Money Clip

Award: BEST USABILITY

WHY WE LIKE IT: This personalized money clip features a durable metal finish and a double-sided construction, a nice choice for people who prefer to separate cash and credit cards.

Pros
  • Excellent carrying capacity (<=30 bills)
  • Durable double-sided stainless steel construction
  • Separates cash on one side; cash on the other
Cons
  • No RFID protection
  • Not scuff or fingerprint-resistant
  • Dropped cards if carrying less than five

This money clip is very thoughtfully designed, with its double-sided stainless steel construction working well with cash and credit cards. The channel side holds up to five credit cards and the clip side holes up to 30 single bills, monstrous capacity despite its slim 2.9 by 2.25 by 0.6-inch profile.

What we appreciate with this money clip is its straightforward design. It comes in one of seven colors, starting with your standards gunmetal to more curious colors such as pink and purple. Plus, this money clip can be personalized with in-house engraving complete with a name and logo. Consider this one of the more innovative money clips we’ve researched. If you need a bit more space, the best checkbook wallet might work better for you.

 #7  Alaska Bear Money Clip

Award: BEST UNIQUE GIFT

WHY WE LIKE IT: This money clip comes in a sleek stainless steel finish and includes a velvet bag, a nice choice to give as a gift for your favorite male family member.

Pros
  • Super strong grip for bills
  • Smooth stainless steel construction & rounded edges
  • Excellent carrying capacity (up to 15 bills and three cards)
Cons
  • Brushed finish may fade with heavy wear and tear
  • Not scuff and scratch-resistant

This slim minimalist money clip is as no-frills as they come, consisting of a single heavy edge money clip with no added bulk from 5-function multi-tools, double siding to separate cash from cards, or similar features. It offers solid proportions ( 2.55 x 0.9 x 0.31 inches) with 0.04 inches of metal thickness, good enough to carry up to 15 halved bills or up to five credit cards.

In terms of design, this money clip comes in classic silver with super skinny stripes on its surface and the Alaska Bear ‘AB’ lettering logo on the bottom corner. Our only knock is that this money clip is very stiff out of the box with a super heavy grip, even with a single bill. However, this is advantageous for people who carry very little cash. If you’re an Apple Cardholder, you might also want to check out our best wallet for Apple Card buying guide.

 #8  M-CLIP Aluminum Money Clip

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Award: BEST AESTHETICS

WHY WE LIKE IT: This money clip comes with an intriguing retractable sliding lever gear design and a generous holding capacity, a neat choice for people who want as much flash as they do substance.

Pros
  • Unique and futuristic looking design
  • Durable aircraft-grade, aluminum construction
  • Holds up to 10 bills and eight credit cards
Cons
  • Only comes in four colors

This money clip offers one of the more innovative designs we’ve seen, starting with rugged aluminum construction with two retractable, sliding levers that open and squeeze the money clip when removing and adding cash and cards. A heat tempered steel spring offers a very tight grip and the overall design comes in blue, orange, and red color schemes with the futuristic-looking M-Clip logo engraved on the bottom band.

Capacity with this money clip is pretty generous, topping 10 folded bills and up to eight credit cards. With its slim profile (2.3 by .8 inches), this money clip is pretty deceptive. All in all, we appreciate how this money clip’s extra design flair without compromising capacity. Prefer a vegan option? We’ve also found the best vegan wallets on the market.

 #9  Gerber GDC Money Clip

Award: BEST FOR DIY ENTHUSIASTS

WHY WE LIKE IT: This money clip comes with a built-in 1.75-inch fine edge blade and a serrated thumb rest for a nice grip, a great choice for utility minded folks who cut frequently.

Pros
  • Excellent grip-serrated thumb rest
  • Sharp fine edge blade
  • Durable rustproof titanium coated steel
Cons
  • Not the highest carrying capacity for cards
  • Hard to pull out the knife with five cards inside

We love this money clip’s design with utility in mind. A 1.75-inch fine edge blade retracts and is placed back into a sleek, black sheath that also holds a traditional money clip. It uses a serrated thumb rest finger slot for a nice and steady grip. Kudos for its rugged construction, which uses rustproof titanium coated steel that holds up well in extreme weather.

Its capacity is OK, good enough for up to five credit cards and several wads of cash. However, its biggest calling is its cutting prowess, with a 1.7-inch blade length long enough to do some serious damage out on the trails. For a more airport-friendly option, check out our best travel wallet buying guide as well.

 #10  Fidelo Carbon Fiber Minimalist Money Clip

Award: BEST CUSTOMIZATION

WHY WE LIKE IT: This money clip has a high card holding capacity (up to 15 cards) and comes with interchangeable billfold bands, a nice choice for people who love to personalize.

Pros
  • Four intriguing color options
  • Holds up to 15 cards
  • Easy push and “fan out” mechanism for cards
Cons
  • No RFID blocking

This minimalist money clip hits its design cues very well, starting with a checkered style carbon fiber construction with four billfold band color options, including Midnight Black, Tear Blue, Hot Pink, and Smoke Grey. We love the fact it is scuff-free and scratch-resistant – a lot more durable than aluminum. This trait is critical if you plan on exposing it to heavy wear and year.

Consider this best luxury money clip one of the easiest to use as well, featuring a snap closure and two slits on opposite sides that allow you to push out cards or push on both carbon fiber plates to fan them out before choosing one. Plus, it can hold up to 15 cards, providing extra heft for credit card heavy users. If a minimalist design is important to you, you might also like the best front pocket wallet.

How We Decided

In determining the best money clip to buy, we explored aesthetics, durability, and performance.

Aesthetics with money clips are very well diversified, consisting of everything from the bare bones, minimalist versions to double-sided versions, or a popular favorite with a built-in 1.75-inch fine edge blade and serrated thumb grip. It is largely dictated by your utility needs. We are big fans of checkered style carbon fiber construction and double-sided stainless steel construction that holds cash on one end and cards on the opposite ends.

In terms of durability, our preference goes to money clips with a carbon fiber construction, followed by stainless steel and aluminum. Go for the best money clips with scuff and scratch-resistant surfaces, soft and rounded enough not to scratch cards with heavy use. No gaps should also exist between closures for an ultra-tight grip on its contents.

Our recommendation is to buy the best money clips with a focus on carrying capacity. A minimum of three credit cards and five bills is key. Focus on utility in your everyday life, with some of our intriguing options carrying built-in blades, a whopping 15+ card capacity, or 5-function multi-tools for bottle opening and the occasional odds and end crafting job.

Best Money Clips Buyer’s Guide

The Most Important Factors to Consider

  1. Capacity
    Are you the type who carries a lot of cash or do you rely on a few select cards when you’re out for the day? While money clips are historically meant to be slim, you can find significantly larger options on the above list. Consider whether you’re a cash or plastic type of person and shop accordingly. However, if you are the type who tends to carry a lot of cards and cash, a traditional wallet might be a better choice.
  2. Material
    Money clips come in a range of designs from classic metal clips to leather or even plastic. Within the metal category, your options can range from brushed stainless steel to carbon fiber. Metal clips tend to be the most durable, but the material you pick is going to come down to your aesthetic preferences. Our favorite money clips feature carbon fiber construction, followed by stainless steel, sterling silver, and aluminum. Carbon fiber is scuff, scratch, and impact-resistant, more than holding up to everyday wear and tear.
  3. Style
    This is another personal choice, but money clips also run the gamut when it comes to design. While there are plenty of basic options that are more utilitarian than stylish, you can also showcase your personality through your money clip. Depending on the type of clip you purchase, you might be able to get it engraved, or find plastic or leather styles with unique prints or colors.
  4. Magnetic vs Non-magnetic
    Maybe you prefer knowing that you can keep your money clip securely held in a safe place. In that case, a magnetic money clip is a great option. But buyer beware if you plan on storing credit cards in your money clip. Some magnetic money clips shouldn’t be used to hold credit cards as they can demagnetize the strip — rendering your cards useless.
  5. Nice to Have Features
    While none of the following are essential to the overall functionality of a money clip, they can be nice to have. Options like RFID protection, extra card slots, or even an extra pocket for coins or transit passcards can be nice add-ons that make using your money clip more useful or secure throughout daily life.

Money Clips FAQs

Are money clips good?

Money clips are a good option if you traditionally don’t walk around with a lot of bills or credit cards at one time. If you carry a small amount of cash or a credit card or two, this slim holder can help you keep organized without weighing down your pockets.

How much can a money clip hold?

This is going to depend on the type of clip you select. However, on average a clip can hold between 20 to 25 bills and possibly a few cards. But overstuffing your money clip can cause it to stretch out over time, rendering it useless.

Are magnetic money clips bad?

Magnetic money clips aren’t inherently bad, but they can be troublesome if you plan on using them to hold credit cards. If you’re planning on storing credit cards in a magnetic money clip, look for options that feature a separate pouch for cards. This will help prevent your cards from being accidentally demagnetized.

Do magnets interfere with RFID?

No, they don't. RFID chips rely on radio signals, which are not impacted by permanent magnets. However, while the RFID technology won’t be impacted by a magnetic money clip, the magnetic strip on your credit cards can be affected by that. So, always keep this in mind as you shop for a money clip.

Who are the best money clip manufacturers?

The best money clips are going to be those that can sustain being used frequently — even possibly overstuffed — without losing their shape. But if you’re focused on luxury money clips, there are options like Gucci money clips, Tumi money clips, and m-clip money clips that will create a great first impression on your next date night.

Ray Prince

Diehard UFC/MMA fan and all-around techie who loves to write.

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