Assurant Reviews

Beth Huston Profile image

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Updated September 22, 2022

The best cell phone insurance for you is out there. You just need to research which company will provide the best insurance products to match your lifestyle and needs. Nobody likes a costly trip to the repair shop, so if you’re in the market for insurance on your mobile device, keep reading to see what Assurant reviews are saying.

KEY TAKEAWAYS:

  • Assurant is the insurance provider for T-Mobile customers, and they handle all claims for the mobile phone company.
  • Invest in an Assurant warranty to protect you against issues like water damage or display damage.
  • Unfortunately, these companies typically limit your ability to visit repair shops since they must be “certified”, and the plans cost monthly.

What Assurant Reviews are Saying

Assurant is an insurance company that helps businesses provide their customers with a regular or extended warranty plan. You’ll most likely find them associated with T-Mobile. As far as modern insurance carriers go, Assurant has an excellent track record for reliability and customer service. If you’re looking for something a little different, consider if Squaretrade is worth it.

Insider Tip

Read the fine print and understand exactly what’s included in your plan before buying Assurant insurance.

There are a ton of different coverage options for mobile devices on the market, such as Google Preferred Care or Assurant phone insurance. Whether you need standard or extended warranties, you’re sure to find something that fits your needs. For example, if you’re looking for protection for a specific carrier brand, try looking into insurance and device protection from Verizon.

The Reputation of Assurant Insurance

Assurant has earned countless reviews from its customers, and it would seem that the general consensus is that Assurant is well worth the investment. Most reviews are overwhelmingly positive, citing excellent customer service alongside quick delivery times for their devices. However, there have been some reports that are less than stellar. For example, one customer reported that they received their phone in the wrong color. Let’s take a look at their pros and cons below.

Warning

Assurant often charges a high co-pay for a replacement device.

Pros of Assurant Insurance

When it comes to the pros of having an Assurant warranty, they are known for their quick delivery of replacement devices. Their customer service is also generally rated as being incredibly reliable and helpful. Their claim process is also pretty straightforward, making it easy to file, should you need to.

Cons of Assurant Insurance

Unfortunately, every company comes with its cons. In all the reviews we read, the most common problems with Assurant were that replacement devices were sometimes delivered in the wrong color. The cost of these replacements can also be quite pricey, which may make some customers hesitant to use this insurance company.

STAT: Overall, 87 percent of respondents in a 2017 study said that they owned a smartphone. (source)

Assurant Reviews FAQs

What is the time frame for extended warranties?

The time frame for extended warranties will vary depending on a few factors. It’s mostly down to which level of coverage you chose when you bought your phone. You can call customer service to find out.

Will my insurance plan cover accidental damage?

Whether or not your plan covers accidental damage depends entirely on the terms and conditions of your insurance. You’ll have to check the paperwork to find out what type of coverage you have.

Are extended service contracts worth it?

You’ll have to weigh the pros and cons to decide whether an extended service contract or other additional coverage might be suitable for your situation.

What will my monthly insurance cost be?

Your coverage level will determine how much you pay monthly, with the higher plans giving you far more benefits than the original warranty.
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