Xfinity Mobile Protection Plan

Updated: Feb 13, 2024 2:35 PM
xfinity mobile protection plan guide

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If you’re looking for the best cell phone insurance, you’ll likely start with your carrier, and Xfinity’s hefty coverage maps and many types of plans make them a popular choice for phone services. If you use Xfinity, you may be pleased to know that they cover the usual damage or loss/theft, but the service fees can be high.

So, is the Xfinity Mobile Protection Plan worth it? We’ll explore that in the article below.

Key Takeaways_

  • While primarily a cable TV company, Xfinity mobile insurance is a service the company provides to anybody using their mobile services.
  • There are quite a few pros to having Xfinity mobile insurance, such as coverage for accidental and water damage.
  • Unfortunately, the insurance will add an extra cost to your monthly bill, and you’ll be limited to certified repair centers.

Is Xfinity Mobile Protection Plan Worth It?

Whether the Xfinity mobile protection plan is worth it ultimately depends on you. Cell phone insurance is intended to give you peace of mind, covering common concerns shared by most users. If this is important to you, it might be worth it to protect your investment.

broken screen phone

However, much like Verizon phone insurance or Google Preferred Care, there are some pros and cons to this type of coverage.

insider tip

Before making a claim, make sure the repair you need is covered by your mobile insurance policy.

Should You Buy Coverage?

Before you buy, check out our list of the best phone insurance options. Our #1 pick is Akko, which offers great device coverage at a very competitive rate of just $5/month with the 1st month free.

You can view more about Akko directly here.

Pros of Having Xfinity Mobile Insurance

You’ll get a few perks when you subscribe to the Xfinity Mobile Protection Plan. The plan will cost $7, $12, or $15 (per month, depending on device).

These include coverage for water damage, lower repair costs for screens, and coverage for accidental damage.

Coverage also starts on the day you enroll, so you’ll be protected immediately.

They also have a Pocket Geek app, which lets you locate your phone if you lose it.


In addition to the monthly insurance fee, you may find some repairs and replacements require paying a hefty deductible or service fee.

Cons of Having Xfinity Mobile Insurance

As with anything, there are a few downsides to the service.

Firstly, it should be noted that this plan is not offered to residents living in New York.

state on New York with the marked out symbol over it

You’ll find that it adds an extra monthly cost to your bill, and there’s no coverage for the more costly repairs you may require.

You may also be faced with additional charges. For example, in the case of loss or theft, the company charges a range of fees, $50, $180, or $280, depending on the device model.

There’s also a service charge of $29 for screen repair, and any other accidental damage has a fee of $40 and $99.

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