If you’re looking for the best cell phone insurance, you’ll likely start with your carrier, and Xfinity’s hefty coverage maps and many types of plans make them a popular choice for phone services. If you use Xfinity, you may be pleased to know that Xfinity Mobile offers in-house coverage for a monthly premium. But is Xfinity Mobile Protection Plan worth it? We’ll explore that in the article below.
Whether Xfinity mobile insurance is worth it ultimately depends on you. Cell phone insurance is intended to give you peace of mind, covering common concerns shared by most users. If this is important to you, it might be worth it to protect your investment. However, much like Verizon phone insurance or Google Preferred Care, there are some pros and cons to this type of coverage.
Before making a claim, make sure the repair you need is covered by your mobile insurance policy.
You’ll get a few perks when you subscribe to Xfinity Mobile’s cell phone insurance. These include coverage for water damage, lower repair costs for screens, and coverage for accidental damage. Coverage also starts on the day you enroll, so you’ll be protected immediately. They also have a Pocket Geek app, which lets you locate your phone if you lose it.
In addition to the monthly insurance fee, you may find some repairs and replacements require paying a hefty deductible or service fee.
As with anything, there are a few downsides to the service. You’ll find that it adds an extra monthly cost to your bill, and there’s no coverage for the more costly repairs you may require. You may also be faced with additional charges. For example, with Apple products, in the case of loss or theft, the company charges a $180 deductible. There’s also a service charge for screen repair and accidental damage ($29 and $99, respectively) on Apple devices.
STAT: In 2021, smartphone vendors sold around 1.43 billion smartphones were sold worldwide. (source)