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Apple offers a number of extended warranty and insurance plans to consumers who have recently purchased one of their devices. If you have recently bought an iPhone, iPad, or Macbook, you may be wondering if Apple insurance is worth it.
Additionally, you’re probably asking yourself if phone insurance is worth it at all, especially if you’re considering the worth of Asurion insurance or if you should get family phone insurance instead.
Generally speaking, AppleCare and its variants are worth the price, as iPhones and such are extremely expensive pieces of technology. Of course, this will vary on which type of AppleCare plan you select, your budget, and the device that is being covered.
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There are three main types of AppleCare coverage available for Apple gadgets, such as iPads, Apple Watches, Air Pods, Macbooks, and more. These coverage plans are in addition to the manufacturer’s warranty, which usually lasts 90 days.
Standard base-level AppleCare plans are essentially an extended manufacturer’s warranty. That means that one of these AppleCare plans will cover issues related to manufacturing errors, faulty parts, and the like. Accidental damage will not be covered here, nor will theft and loss. Plans last around two to three years, depending on the device. It is worth noting that Apple has begun phasing out these minimized plans, likely due to the fact that they haven’t been as profitable as AppleCare+ plans.
Tip: Standard base level AppleCare plans are essentially an extended manufacturer’s warranty
Warning: Accidental damage will not be covered here, nor will theft and loss
Warning: It is worth noting that Apple has begun phasing out these minimized plans, likely due to the fact that they haven’t been as profitable as AppleCare+ plans
AppleCare+ is a plan that goes beyond the types of coverage typically offered by an extended warranty. In other words, these plans will cover manufacturing errors and faulty parts, but will also offer benefits for general wear and tear and even cover issues related to accidental damage. AppleCare+ also offers consumers 24/7 access to a live customer service representative and replacement services for items that have been damaged beyond repair. The cost of the individual plan varies depending on the gadget being covered, but a repair deductible will cost anywhere from $29 to $99.
Tip: AppleCare+ also offers consumers 24/7 access to a live customer service representative and replacement services for items that have been damaged beyond repair
Warning: The cost of the individual plan varies depending on the gadget being covered, but a repair deductible will cost anywhere from $29 to $99
As the name suggests, AppleCare+ with Theft and Loss provides additional coverage to the aforementioned AppleCare+ plans. These plans will cover just about any issue that arises, including theft, loss, damage related to manufacturing errors, faulty parts, and accidental damage. Of course, any repairs will be subject to the fees mentioned above. There will also be a fee accrued for an item replacement in the event of theft or loss. These fees vary depending on the device, but an iPhone replacement will cost $149. If these prices are too much for your budget, you might want to learn how to repair your phone instead.
Tip: These plans will cover just about any issue that arises, including theft, loss, damage related to manufacturing errors, faulty parts, and accidental damage
STAT:
Most AppleCare plans extend the original warranty from one year to three years, which covers you for defects that aren’t your fault. Phone and chat support is extended from 90 days to three years as well. (Source)
Sources:
https://www.apple.com/support/products/
https://support.apple.com/en-us/HT201624
https://www.apple.com/
https://en.wikipedia.org/wiki/AppleCare
*https://www.youtube.com/watch?v=DdjjRMhsQQU
