Allstate Cell Phone Insurance Review

Debanjan Chowdhury Profile image

Written by:

Updated September 29, 2022
80 Expert Rating

If you have a damaged phone and are wondering if it is better to repair or replace your smartphone, don’t hesitate to read our article. Having good cell phone insurance can make this decision much easier, so continue reading to learn more about Allstate cell phone insurance. There are a lot of phone protection plans available out there. Some are very costly; some provide adequate protection at cheap price points. The Allstate Phone Protection plan is definitely one of the former plans. Still, because of its good track record and several security features, it is most definitely one of the best cell phone insurance policies out there.

Why We Like It – Allstate Cell Phone Insurance

Even though the Allstate Cell Phone Insurance plan is costly, it provides good support if you just need to repair your phone. Along with that, the Phone Protection Plus plan offers a number of security features for data protection in case of identity theft. However, if you own an iPhone, the best phone insurance is Applecare Phone Insurance. Another option for your consideration is C Spire phone insurance.

  • Battery failures covered
  • Insurance can be purchased for any phone, from any carrier, regardless of its age
  • The plan follows you if you switch carriers or upgrade your phone
  • Phone replacements don’t seem to be available, only repairs

Coverage And Deductible

Allstate actually provides this plan through its Squaretrade partnership. So there are very few differences between this plan and the Squaretrade Cell Phone Insurance policy. Pretty much everything from cracked screens, accidental damages, liquid damage, and battery failures is covered.
The deductible for every smartphone is $149, regardless of the model, unlike Upsie phone insurance, where your deductible can range from $25 to $150, depending on your phone.

Backup Services

They don’t provide any data backup service by themselves. But their “Premium Tech Support” will help you out if you need to create or restore a backup. Just like the Geek Squad Phone Protection Plan, they’ll even help you transfer your photos and contacts, update OS, update or change settings, and configure your email accounts.

Customer Service

As mentioned before, their customer service is very good. And they connect you to a dedicated techie support person according to your problem. In many ways, their support is even better than the AKKO Phone Insurance, which is widely considered the best phone insurance service available in the US.

Security Features

This is one of the only cell phone insurance policies that actually provides protection against identity theft. If you got your phone stolen and you had your credit/debit card, identity, or financial details saved on your phone, they are going to help you restore/change all of that. So you can pretty much continue your day scot-free without worrying.


For just a phone repair insurance policy, $13 per month for the Allstate Phone Protection Plus plan sure does seem a bit too expensive. But, once you factor in the cost of the premium support and the security features, it might be compelling for users who are not very tech-savvy.

Allstate Cell Phone Insurance Wrap Up

The Allstate Cell Phone Insurance policy is decent if you need identity theft remediation. But, if you don’t care about that, much better and cheaper insurance options are available.