Upsie Phone Insurance Review

Debanjan Chowdhury Profile image

Written by:

Updated September 30, 2022
80 Expert Rating

Upsie Phone Insurance by Upsie Technology Inc. is one of the best cell phone insurance policies out there. It virtually provides an extended warranty tenure on top of your typical manufacturer’s warranty. The easy claiming process and helpful customer support make them a big contender for the best phone insurance crown.

Why We Like It – Upsie Phone Insurance

Upsie provides insurance policies for a lot of different electronics. But the relatively low price, professional-looking website, and support truly stick out among the rest of the phone protection plans. And the 24×7 support of Upsie Phone Insurance really comes in handy during emergencies. Or, if you prefer a third-party insurance provider that offers phone replacements at an affordable price, check out the Usaa Cell Phone Insurance plan. Additionally, if you use Boost Mobile services, maybe you should check out their offerings with Boost Shield: Boost Mobile insurance.

  • 24/7 support
  • Even used phones can be insured
  • Upfront payment option available
  • Turn around times are pretty bad, according to most customer reviews

Coverage And Deductible

The Upsie Phone Insurance covers pretty much everything, starting from cracked screens to even Bluetooth and WiFi failure. The accidental protection plan also covers humidity/liquid damage and audio failure of any kind. Depending on your phone, the deductible ranges from $25 to $150, which is much better than Virgin Mobile phone insurance, which has a deductible ranging from $50 to $599. For those who like to keep things simple, the T-Mobile Insurance Phone Replacement offers very limited options and convenient claim filing.

Backup Services

There isn’t much backup service included with the accidental protection plans worth talking about. Then again, at just $5.42/month, you can’t really expect that. You should go for AKKO Phone Insurance if you really need data backup services.

Customer Service

According to customer reviews on different forums and Reddit, their support executives are very helpful. And it really is a 24×7 support all 365 days of the year. The only problem is their turnaround times. According to most users, you gotta keep nudging them in order to get your phone repaired/replaced back to you within a reasonable time. And if customer service is very important to you, check out Allstate cell phone insurance.

Security Features

Once again, just like the Squaretrade Cell Phone Insurance policy, there isn’t really any special security protection included in the accidental damage protection plans for both iPhones and Android devices. So, you’re going to have to be on your own in this regard. Luckily, most modern smartphones regularly get OTA security updates, so you won’t need to worry as much.


The value aspect of the Upsie Phone Insurance is pretty incredible. You’re virtually getting an extended warranty plan without shelling out a lot. And, if you don’t like monthly subscription services, Upsie got your back in that regard too. You can choose to pay the whole premium in one go, which can go up to $250. The total amount typically ranges from $69.99 to $250. And if you are a Straight Talk customer that has an unlimited talk text and data plan, you can get Straight Talk phone insurance at no extra cost, how’s that for value?

Upsie Phone Insurance Wrap Up

The Upsie Phone Insurance policy is excellent for pretty much every smartphone user who bought their phones within the last four months. It provides a Geek Squad Phone Protection Plan level of service at a much cheaper price point.