What is the Lowes Appliance Warranty?

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Updated March 21, 2023

When looking at various insurance plans, you may want to learn about the Lowe’s appliance warranty. When you purchase an appliance from Lowes, you also get an extended manufacturer’s warranty that lasts for one year though this coverage does not stack with whatever warranty is provided by the actual manufacturer. These manufacturers’ warranties handle basic manufacturing errors, similar to a Samsung washer warranty.


  • Lowe’s offers a standard one-year limited warranty when you purchase a new major appliance.
  • The warranty plans cover issues related to manufacturing, like faulty components or shoddy workmanship, throughout the warranty period.
  • For additional coverage to handle cosmetic damage and cover accessories like water filters, look into third-party warranty companies.

Does Lowe’s Offer a Warranty for Appliances?

Yes, Lowe’s offers a relatively boilerplate limited warranty of one year, just like a Walmart electronics warranty. This warranty covers issues related to a manufacturing error, just like a Maytag washer warranty. The warranty does not cover issues like accidental damage, theft, or normal wear and tear, which is similar to how a Nintendo Switch warranty operates.

Insider Tip

Be sure to hold onto your original receipt, proof of purchase, and/or warranty card in case you need to verify a purchase down the line.

How to Extend Appliance Coverage

A one-year limited manufacturer’s warranty is something, sure, but you will likely need additional coverage to fill in any gaps. In these cases, you would want to extend the lifespan of the original manufacturer’s warranty or add insurance coverage that handles accidental damage and the like. Here are options for both.

Lowe’s Protection Plus

You can extend your coverage directly from the retail giant, as they offer a robust selection of extended warranty and insurance products. The price depends on what type of coverage you want and the item you are covering. You can typically pick up a warranty extension that adds a couple of years to the lifespan for a small monthly fee, though insurance plans cost a bit more. However, insurance plans cover accidental damage, theft, normal wear and tear, and just about everything else, so the added cost may be worth it to many. The company also insures multiple appliances at once, offering plans to cover the whole home.

Third-Party Insurance Plans

If you don’t want to go with the retailer itself, you can choose any number of third-party insurers and warranty providers. The same holds here as with Lowe’s in that the price varies depending on the type of coverage you are looking for and what you are covering. In other words, simple warranty extensions are more budget-friendly than comprehensive insurance, but insurance plans offer the most coverage. Read the fine print before settling on an insurance or warranty product.

STAT: As of Oct. 28, 2022, Lowe’s and its related businesses operated 2,181 home improvement and hardware stores in North America. (source)

Lowe’s Insurance FAQs

What does a home warranty cover?

Home warranties cover the home’s materials and components, though sometimes these warranties extend to major appliances.

Are Lowe’s protection plans right for you?

The company does offer comprehensive home service contracts to cover all of your appliances, so that might be something to look into. Otherwise, Lowe’s offers robust replacement services, easy-to-understand claim status information, and quick response times.

How do I file a claim with a Lowe’s protection plan?

To engage in replacement services, merchandise credit, or product coverage of any sort, speak to a representative from the warranty company that operates under Lowe’s umbrella.
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