Costco Cell Phone Insurance Plan Review

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Updated September 29, 2022
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82 Expert Rating

The Costco Cell Phone Insurance Plan is one of the best phone protection plans you can get, based on its affordability, coverage, and unique non-deductible. Along with all these features, you’re getting the top-of-the-line customer service Costco is known for. In fact, this might be the best cell phone insurance you can get.

Why We Like It – Costco Cell Phone Insurance Plan

The Costco Cell Phone Insurance Plan Includes two replacements for your coverage, fixing any sort of manufacturer defects and any physical and liquid damage. You’re also getting the top-of-the-line customer service Costco is known for.

Pros
  • Easy to understand
  • Easy replacement
  • Yearly fee
Cons
  • Not monthly, if that’s what you require

Coverage And Deductible

Like the Akko Phone Insurance plan, the Costco Cell Phone Insurance Plan makes sure you get a replacement phone fast. Included in this plan are two replacements for your coverage, fixing any sort of manufacturer defects and any physical and liquid damage. Also, based on the fact you’re paying the entire year upfront, there is no deductible for specific issues. If you also want protection plans for your accessories, you can read our Best Buy protection plan review.

Backup Services

There’s only one backup service plan to choose from, and that is the Max Plus protection policy for your mobile device. But this backup plan has two separate tiers, allowing you to choose which one meets your standards. Both include damage, physical or liquid, and two replacements per your coverage, much like with the Geek Squad Phone Protection Plan.

Customer Service

The premium customer service Costco is known for is included with your one-time yearly fee, unlike plans like Squaretrade Cell Phone Insurance. Operators can help you choose from Tier 1…which will cost you $139.99 per year and will give you the replacement plan purchase price of $99. The tier 2 plan will cost $239.99 for the year and give you a replacement plan purchase price of $129.

Security Features

It’s a pretty simple security system because it focuses more on a full replacement rather than specific damage or mechanical failure. If the phone needs replacing due to security reasons, that’s what this plan focuses on. Therefore, based on the fact you’re paying the entire year upfront, there is no deductible for specific issues. If you want protection from viruses, be sure to check out our Asurion phone protection review.

Value

Based on your own personal perception, you can go either way when it comes to value. If you’re someone who wants to pay a small monthly fee and get specific coverage, this is not the one for you. But if you wanna pay it all upfront and not worry about it, it’s definitely an excellent value, common to Costco plans and deals. If you want a better value, check out our Samsung phone insurance review.

Costco Cell Phone Insurance Plan Wrap Up

The Costco Cell Phone Insurance Plan is one of the best phone protection plans you can get, based on its affordability, coverage, and unique non-deductible. It’s a simple-to-understand plan because it focuses more on replacement than specific damage or mechanical failure. Rather than a monthly cost, the Costco cell phone insurance plan charges you a one-time yearly fee.

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